We have been in the receivables factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's booms and busts and in having done so, can help you through any hard times you might come under. We won't fold up shop when the times get hard, as some receivables factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's pretty hard for you to know which receivables factoring firm is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the ideal match for your business - it may be us or another receivables factoring company.

We have a vast network of receivables factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to lay out your needs to us, we have all the confidence in the world that you will find exactly what you need..

Many receivables factoring companies let you select and choose your customers to factor. But a handful of them usually have a minimum dollar amount in order to work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you want it but don’t sign an agreement that will make you use receivables factoring when you don't want it.

Many receivables factoring companies are deliberately confusing. It is beyond us why they do this. We will not treat you this way.  We are absolutely transparent about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Sreet venture capitalists. We are an independently owned company and don't take commands from investors and boards. Same as you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, go over your struggles. Based on that information we will put together a tailor-made solution for you. Many accounts receivable factoring businesses notably the Silicon Valley ones mostly look for the algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Many receivables factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or don't want to be troubled.

Don't neglect the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to work on them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is critical to avoid unnecessary write-offs.

Our company incorporates the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Many other companies are not even remotely close.